Bill Summary

HB 775 Homeowner's Insurance Premium Reductions (2026 Session)
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Sponsors
by Edmonds
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Summary
Homeowner's Insurance Premium Reductions: Requires premium reductions to be applied to homeowners who maintain certain claim-free periods; provides requirements for such premium reductions; provides that homeowners who file major storm claims remain eligible for premium reductions; requires OIR to determine premium reduction schedules for such homeowners; prohibits homeowners' insurers from treating major storm claims as certain other claims; requires homeowners' premium reductions for mitigation upgrades. Effective Date: July 1, 2026
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committees of reference
Committee references not assigned.
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Actions
12/15/25
HOUSE 
Filed
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bill text & filed amendments
0775
Filed on 12/15/25
PDF
No amendments to this bill text filed.
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Statute Citations
627.70171
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