Bill Summary

HB 655 Pet Insurance and Wellness Programs (2025 Session)
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Sponsors
by Tuck Co Sponsors: Valdés
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Summary
Pet Insurance and Wellness Programs: Requires pet insurers to make certain disclosures to pet insurance applicants & policyholders, including summary of their bases or formulas for determination of claim payments under pet insurance policy; requires pet insurers to disclose certain requirements for required medical examinations of pet; authorizes pet insurance applicants & policyholders to examine & return insurance policies & riders within certain timeframe; authorizes pet insurers to issue policies that exclude coverage on basis of preexisting conditions; provides that pet insurer has specified burden of proof with regard to such exclusions; authorizes pet insurers to issue new policies that impose waiting period for specified illnesses, diseases, or conditions; prohibits pet insurers from issuing policies imposing waiting period for accidents; authorizes pet insurers to require examination after purchase of policy; prohibits pet insurer from requiring medical examination to renew policy; prohibits insurance applicants' eligibility from being based on participation or lack of participation in wellness programs. Effective Date: January 1, 2026
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committees of reference
   H Insurance & Banking Subcommittee
   H Commerce Committee
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Actions
02/17/25
HOUSE 
Filed
02/26/25
HOUSE 
Referred to Insurance & Banking Subcommittee; Commerce Committee
02/26/25
HOUSE 
Now in Insurance & Banking Subcommittee
03/03/25
HOUSE 
On Committee agenda - Insurance & Banking Subcommittee, 03/05/25, 1:30 pm, 17 H
03/06/25
HOUSE 
Favorable by Insurance & Banking Subcommittee on 03/05/25; 17 Yeas, 0 Nays
03/07/25
HOUSE 
Now in Commerce Committee
03/13/25
HOUSE 
On Committee agenda - Commerce Committee, 03/17/25, 4:00 pm, 212 K
03/18/25
HOUSE 
Favorable by Commerce Committee on 03/17/25; 24 Yeas, 0 Nays
03/18/25
HOUSE 
Placed on Calendar, on 2nd reading
03/27/25
HOUSE 
Placed on Special Order Calendar, 04/03/25
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bill text & filed amendments
0655
Filed on 02/17/25
PDF
No amendments to this bill text filed.
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Statute Citations
624.604
626.9541
627.71545
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