Bill Summary
HB 857 Business Services (2020 Session)
Business Services: Creates Access to Responsible Credit Pilot Program within OFR to provide consumer loans; requires persons to obtain program license from office before engaging in certain actions relating to program loans; requires program licensee's program branch offices to be licensed; provides requirements for program licensees, program loans, loan repayments, loan rescissions, interest rates, program loan refinancing, receipts, disclosures & statements provided by program licensees to borrowers, origination fees, insufficient funds fees, & delinquency charges; authorizes program licensees to provide program loans only to residents of specified counties; specifies program loan underwriting requirements for program licensees. Effective Date: July 1, 2020
12/04/19
HOUSE
Filed
12/16/19
HOUSE
Referred to Insurance & Banking Subcommittee; Government Operations & Technology Appropriations Subcommittee; Commerce Committee
12/16/19
HOUSE
Now in Insurance & Banking Subcommittee
03/14/20
HOUSE
Indefinitely postponed and withdrawn from consideration
03/14/20
HOUSE
Died in Insurance and Banking Subcommittee
No amendments to this bill text filed.
516.405
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