Bill Summary

SB 202 Mandatory Human Reviews of Insurance Claim Denials (2026 Session)
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Sponsors
by Bradley
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Summary
Mandatory Human Reviews of Insurance Claim Denials; Requiring that insurers’ decisions to deny a claim or any portion of a claim be made by qualified human professionals; prohibiting the use of algorithms, artificial intelligence, or machine learning systems as the sole basis for determining whether to adjust or deny a claim; authorizing the Office of Insurance Regulation to conduct market conduct examinations and investigations under certain circumstances, etc. Effective Date: July 1, 2026
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committees of reference
Committee references not assigned.
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Actions
10/15/25
SENATE
Filed
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bill text & filed amendments
0202
Filed on 10/15/25
PDF
No amendments to this bill text filed.
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Statute Citations
627.4263
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