Bill Summary

HB 1181 Motor Vehicle Insurance (2025 Session)
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Sponsors
by Alvarez, D., Weinberger Co Sponsors: Valdés
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Summary
Motor Vehicle Insurance: Repeals provisions relating to application of Florida Motor Vehicle No-Fault Law; revises motor vehicle insurance coverages that applicant must show to register certain vehicles with DHSMV; revises garage liability insurance requirements for motor vehicle dealer license applicants; revises financial responsibility requirements for owners or lessees of for-hire passenger transportation vehicles; revises requirements for certificate of deposit that is required if person elects certain method of proving financial responsibility; revises minimum net worth requirements to qualify certain persons as self-insurers; revises coverages that must provide premium charge reduction; revises coverages that are subject to premium discounts for specified motor vehicle equipment; revises coverages that are subject to stacking prohibition; revises coverages of motor vehicle insurance policy for which licensed general lines agent may charge specified fee; revises additional liability insurance requirements for commercial motor vehicles; revises insurance requirements for transportation network company drivers; revises coverages in policy sold in combination with accidental death & dismemberment policy which premium finance company may not finance. Effective Date: July 1, 2026
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committees of reference
   H Civil Justice & Claims Subcommittee
   H Insurance & Banking Subcommittee
» H Judiciary Committee
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Actions
02/26/25
HOUSE 
Filed
03/05/25
HOUSE 
Referred to Civil Justice & Claims Subcommittee; Insurance & Banking Subcommittee; Judiciary Committee
03/05/25
HOUSE 
Now in Civil Justice & Claims Subcommittee
03/25/25
HOUSE 
On Committee agenda - Civil Justice & Claims Subcommittee, 03/27/25, 8:00 am, 404 H
03/27/25
HOUSE 
Favorable by Civil Justice & Claims Subcommittee; 13 Yeas, 2 Nays
03/27/25
HOUSE 
Now in Insurance & Banking Subcommittee
04/01/25
HOUSE 
On Committee agenda - Insurance & Banking Subcommittee, 04/03/25, 8:00 am, 17 H
04/03/25
HOUSE 
Favorable by Insurance & Banking Subcommittee; 17 Yeas, 1 Nay
04/04/25
HOUSE 
Now in Judiciary Committee
05/03/25
HOUSE 
Indefinitely postponed and withdrawn from consideration
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bill text & filed amendments
1181
Filed on 02/26/25
PDF
No amendments to this bill text filed.
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Statute Citations
316.2122
316.646
318.18
320.02
320.0609
320.27
320.771
322.251
322.34
324.011
324.021
324.022
324.0221
324.0222
324.023
324.031
324.032
324.051
324.071
324.091
324.151
324.161
324.171
324.242
324.251
400.9905
400.991
400.9935
409.901
409.91
456.057
456.072
626.9541
626.989
627.06501
627.0651
627.0652
627.0653
627.4132
627.4137
627.7263
627.727
627.7275
627.7278
627.728
627.7295
627.73
627.731
627.7311
627.732
627.733
627.734
627.736
627.737
627.739
627.7401
627.7403
627.7405
627.7407
627.7415
627.747
627.748
627.7483
627.749
627.8405
627.915
628.909
705.184
713.78
817.234
Research & Reports
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