Bill Summary

HB 881 Insurer Accountability to Insureds (2025 Session)
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Sponsors
by Griffitts Jr.
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Summary
Insurer Accountability to Insureds: Requires public adjusters, public adjuster apprentices, & public adjusting firms to respond to requests for claims' statuses within specified timeframe; provides reporting requirements relating to universal life insurance policies; provides applicability of specified provisions relating to group health insurance policies; requires motor vehicle insurers that provide towing & labor coverage to disclose certain language on specified platforms or verbally state such language to claimants; requires motor vehicle insurers to pay or to deny or partially deny first-party claims under private passenger motor vehicle insurance policies within specified timeframe; requires written explanations for insurers' decisions relating to claims payments; provides for interest on claims; prohibits specified provisions on claims & interest from being waived, voided, or nullified. Effective Date: July 1, 2025
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committees of reference
» H Insurance & Banking Subcommittee
   H Commerce Committee
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Actions
02/21/25
HOUSE 
Filed
03/02/25
HOUSE 
Referred to Insurance & Banking Subcommittee; Commerce Committee
03/02/25
HOUSE 
Now in Insurance & Banking Subcommittee
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bill text & filed amendments
0881
Filed on 02/21/25
PDF
No amendments to this bill text filed.
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Statute Citations
626.854
627.4823
627.6515
627.7293
627.7431
Research & Reports
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