Bill Summary

SB 794 Mandatory Human Reviews of Insurance Claim Denials (2025 Session)
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Sponsors
by Bradley  CS Sponsors: Banking and Insurance
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Summary
Mandatory Human Reviews of Insurance Claim Denials; Requiring that insurers’ decisions to deny claims or any portion of a claim be made by qualified human professionals; prohibiting using algorithms, artificial intelligence, or machine learning systems as the sole basis for determining whether to adjust or deny a claim; requiring insurers to include certain information in denial communications to claimants, etc. Effective Date: 1/1/2026
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committees of reference
   S Banking and Insurance
» S Appropriations Committee on Agriculture, Environment, and General Government
   S Rules
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Actions
02/18/25
SENATE
Filed
02/28/25
SENATE
Referred to Banking and Insurance; Appropriations Committee on Agriculture, Environment, and General Government; Rules
03/20/25
SENATE
On Committee agenda - Banking and Insurance, 03/25/25, 8:30 am, 412 K
03/25/25
SENATE
Favorable with CS by Banking and Insurance; 9 Yeas, 0 Nays
03/26/25
SENATE
Committee Substitute Text (C1) Filed
03/26/25
SENATE
Now in Appropriations Committee on Agriculture, Environment, and General Government
05/03/25
SENATE
Indefinitely postponed and withdrawn from consideration
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bill text & filed amendments
0794
Filed on 02/18/25
PDF
Amendment 861188 LF DE
Bradley
Filed on 03/25/25
Replaced by CS
PDF
0794C1
Filed on 03/26/25
PDF
No amendments to this bill text filed.
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Statute Citations
627.4263
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